Tasirin ilimin kudi akan ajiyar kudi da halayen saka hannun jari

Sannu, mu Vaineta da Evita, daliban karatun shekara ta biyu a Sashen Tattalin Arziki na Jami'ar Vilnius. Muna gudanar da bincike na boye akan batun "Tasirin ilimin kudi akan ajiyar kudi da halayen saka hannun jari".

Manufar binciken shine tantance alakar ilimin kudi na gaske da na kashin kai tare da ajiyar kudi na yau da kullum, mallakar ajiyar kudi da halayen saka jari. Cikakken wannan binciken zai dauki kimanin mintuna 4–6.

Binciken yana da niyyar kasancewa ga mutane a Jamhuriyar Lituwaniya masu shekaru 18 ko fiye. Shiga cikin binciken yana da sukuni, bayanan za a yi amfani da su kawai don dalilai na ilimi.

Sakamakon yana samuwa ga mai rubutun kawai

1. Shekarunku: ✪

2. Jinsinku: ✪

3. Mafi girman ilimin da kuka samu: ✪

4. Matsakaicin kuɗin shiga na ku na wata, bayan cire haraji: ✪

5. Idan kuna ajiyar 100 EUR tare da samun kaso na 10% a shekara, bayan shekaru biyu a ajiyar za ku kasance: ✪

6. Idan ajiyoyin suna samun kaso na 2% a shekara, yayin da farashin ya karu da 5% a shekara, bayan shekara guda za a iya sayen: ✪

7. Wanne daga cikin bayanan da ke bayan hankalin zafin saka jari da dawo da saka jari shine gaskiya? ✪

8. Wanne kayan aikin kudi yawanci yana da alaƙa da babban sauyin daraja na gajeren lokaci? ✪

9. Na fahimci muhimman kalmomin kudi. ✪

10. Na iya amfani da ilimin kudina wajen tsara ajiyar kudi. ✪

11. Na amince da ƙarfin kaina don yanke shawarar kudi. ✪

12. Na guji saka jari lokacin da akwai yiwuwar rasa wani kudi. ✪

13. Wanne tasiri ne rarraba kuɗi tsakanin hanyoyi daban-daban na saka jari yawanci ke yi ga haɗarin saka jari gaba ɗaya? ✪

14. Ina ajiyewa akai-akai wani ƙarin ɓangare na kuɗin shigata don saka jari. ✪

15. Ina rarraba saka jari na tsakanin hanyoyi daban-daban na kudi. ✪

16. Ina rarraba saka jari na tsakanin kasuwar Lituwaniya da kasuwannin waje. ✪

17. Wanne kayan aiki ne mafi dacewa don ajiyar kudi mai zaman kansa, wanda aka tsara don kashe kuɗi ba tare da shan haɗari ba? ✪

18. Ina shirya a kai a kai wani ɓangare na kuɗin shigata don ajiyar kuɗi. ✪

19. Ina da ajiyar kuɗi, wanda zai iya rufe akalla kashe kuɗi na watanni uku. ✪

20. Zan iya rufe wasu kuɗin da ba a taɓa kashe ba na wata guda ba tare da karɓar bashi ba. ✪