Characteristics of Economic Behavior of Lithuanian Residents

Hello, I am a student at VILNIUS TECH conducting research for my master's thesis on the topic "Characteristics of Economic Behavior of Lithuanian Residents." The aim of the research is to identify the factors that determine the financial decisions, consumption, and saving habits of Lithuanian residents. The survey is completely anonymous, and the collected data will be used only in aggregated form for scientific purposes. Filling out the questionnaire will take about 5–7 minutes. Thank you in advance for your time and responsible answers – your opinion is very important for the success of the research.

முடிவுகள் ஆசிரியருக்கு மட்டுமே கிடைக்கின்றன

FemaleMaleOther

SingleMarriedPartnershipOther

BasicSecondaryHigher vocationalHigher education

Yes, I participate in a second pillar pension fundYes, I save additionally in a third pillar pension fundYes, I save independentlyNo, I am not saving at the momentI do not know / have not looked into this option

Desire to ensure financial security in the futureSaving money for unforeseen events (e.g., illness, unemployment)Desire to acquire a more expensive item or asset (e.g., car, house)Saving for retirementSaving for children's or family needs (e.g., education)Desire to invest and gain additional incomeOther motives

Strongly disagree	Disagree	Neither agree nor disagree	Agree	Strongly agree
I try to set aside at least a small portion of my income every month.

Saving is important to me as a basis for financial security

I often lack the motivation or means to save regularly

I save for specific goals (e.g., housing, travel, unforeseen events).

I believe that saving is necessary even with low income

Yes, I actively investYes, I invest a small portion of my savingsNo, but I plan to start investing soonNo, and I do not plan to invest at the momentI do not know / have not looked into investment options

The possibility of increasing income or protecting against inflationDesire to ensure financial independence in the futureImproving awareness of investment instrumentsAttractive conditions of investment products (low fees, return)

Limited knowledge about investingFear of risk and possible loss of capitalInsufficient income or lack of fundsUncertain economic situation or inflationI do not know where to invest safely

Yes, I have a mortgageYes, I have a consumer loanYes, I have leasing or other types of long-term obligationsI have several financial obligations (e.g., a loan and leasing)No, I currently have no long-term financial obligations

I always meet obligations on timeI usually meet them on time, occasionally I'm lateSometimes I'm late meeting obligationsOften I'm late or have difficulties in meeting themI currently have no financial obligations

I feel completely financially secureI mostly feel financially secure, but sometimes worry about the futureMy financial situation is average – neither secure nor insecureI feel financially insecure, often worrying about income stabilityI do not feel financially secure at all

Strongly disagree	Disagree	Neither agree nor disagree	Agree	Strongly agree
I often buy impulsively without always rationally evaluating my financial capabilities.

Before making larger purchases, I always try to plan them and evaluate their financial consequences.

The opinions of those around me (family, friends, colleagues) influence my consumption decisions.

The products or services I buy often serve as a way to feel better or reduce stress.

I always try to choose sustainable goods or servicesI often choose sustainable goods if their price is not significantly higherSometimes I consider sustainability, but usually price or convenience is more importantI rarely pay attention to sustainabilityI never consider sustainability when choosing goods or services

Yes, I regularly support with money or items (e.g., monthly, annually)Yes, I participate in volunteer or social activitiesSometimes I contribute when an opportunity arises or there is a specific needI rarely contribute but support the ideaI do not contribute and currently do not plan to

Yes, I always try to choose ethical and environmentally friendly productsI usually choose products that align with my values, but it's not always possibleSometimes I consider ethics or ecology, but I more often choose based on price or habitsI rarely consider ethics or environmental factors during purchasesEthical or environmental aspects do not influence my purchasing decisions

Characteristics of Economic Behavior of Lithuanian Residents

Your gender?

Your age?

Your marital status?

Your education?

Your employment status?

Your monthly income (net)?

Number of household members?

What portion of your income do you generally allocate for savings?

Do you save for retirement or in pension funds?

What are the main motives that encourage you to save?

Please evaluate how much you agree with the following statements regarding your saving behavior.

Are you currently investing your funds?

What investment instruments do you usually invest in?

What factor most encourages you to invest?

What factor most prevents you from investing?

Do you have long-term financial obligations?

Do you meet your financial obligations on time?

How do you evaluate your financial security at the moment?

What factors most influence your consumption decisions?

Please evaluate how much you agree with the following statements regarding your consumption behavior.

How often do you choose goods or services based on their sustainability (ecological, locally produced, social responsibility)?

Do you contribute to charity or social initiatives financially or voluntarily?

Do your purchasing decisions reflect ethical or environmental values?