Challenges of Financing Small and Medium Enterprises

Introduction

Thank you for taking the time to participate in this survey. I am Eglė, a third-year student of finance and investment management, and in my bachelor's thesis, I am exploring the difficulties that small and medium enterprises face when seeking financing. Your experience and opinion are very important to us.

The survey is completely anonymous, so please answer honestly and accurately. Your responses will help better understand existing problems and suggest more effective solutions.

Results are available only to the author

Challenges of Financing Small and Medium Enterprises

Introduction

What type of business do you represent?

What is the main area of activity of your company?

Has your company ever faced difficulties in obtaining financing?

How often do you seek new financing opportunities?

What factors are most important to you when choosing a financing source? (Multiple answers possible)

Which financing instruments do you often use? (Multiple answers possible)

If you use bank financing, what influenced this choice?

Has your company ever tried to attract alternative financing (e.g., crowdfunding, venture capital, issuing bonds, etc.)?

Do banks impose strict requirements for your company to obtain financing?

What financing source do you think is the most effective for small and medium enterprises in Lithuania?

What are the main challenges in seeking financing for business growth? (Multiple answers possible)

What changes would you like to see in the financing market to make it easier to obtain business financing?